Can You Uber With a Leased Car?

Uber has taken off as one of the primary rideshare services across the country. It allows commuters to save gas by riding with Uber drivers. Both parties are benefitted from the service, as is the environment. However, many people who rent and lease vehicles are worried about whether or not they can Uber with their cars.

So, can you Uber with a leased car? Yes, you can. Uber allows you to use any vehicle, as long as it’s in your name. If you own, lease, or are paying off the vehicle in any way, then you can use it for Uber.

Throughout this article, you’ll also learn the following:

  • How to use Uber with your lease car
  • Should you try it?
  • What are some of the drawbacks?
Can you uber with a leased car.

How to Use Your Leased Car with Uber

Uber offers an excellent method of earning money for anyone with a vehicle. You could use their services to generate a side income by supplementing it with another job or make a substantial amount of money from going full-time. Using a leased vehicle is a fantastic way to make car payments with the money you’ve earned from driving.

You can lease a vehicle and sign up for Uber just as you would if you owned the car. You don’t need special paperwork since it still qualifies in the same way. Also, you don’t need to meet a certain amount of hours to do so. However, there are a few ways that you could lose money if you want to use a leased car for your Uber job.

For example, you shouldn’t lease a car for Uber if you live in a small town. It’s not going to generate enough money to pay off the car while also helping you make payments on the rest of your bills. In big cities and popular areas, Uber offers a decent income for those who own or lease vehicles, though.

Once you’ve signed up with Uber, you’ll be able to put a sticker on the back of your vehicle that shows that you’re a part of the program. This not only shows your clients that you’re the car they’re going to, but it also lets people walking by know that you offer transportation through Uber. Either way, you’ll have an advertisement for you wherever you go.

It might be a better idea to figure out how many other drivers there are in your area and how much money they’re making from Uber. For example, San Francisco and the rest of the Bay Area have a constant need for Uber drivers. On the other hand, you won’t find as much of a demand in the middle of Iowa. It all depends on the demand of people around you. If you’ve already leased a vehicle for your own use but you want to also use it for Uber, then you can definitely make a little bit of income in your spare time.

Should You Uber with a Leased Car?

Now that you know that you can Uber with a leased car, it’s time to figure out whether or not you should. There are advantages and disadvantages, both of which you should learn prior to making a decision. The last thing you want is to get signed up and ready to go, only to find out that you don’t make enough money to profit from the experience.

Remember that your situation and results will vary based on the local population as well as the number of people who need rides. Without further ado, here are the pros and cons of using Uber with a leased car:

Pros of Uber with a Leased Car

  • Most leased cars are cheap enough that you will quickly make a profit from using Uber. If you’re able to, try to do long-distance drives to increase your income from each person. This process will allow you to pay off your vehicle and start affording to make payments on your other bills.
  • You can lease a modern vehicle to increase your chances of getting more customers. People are much more likely to choose a car with good music, air conditioner, and heated seats than one without any special features. Fortunately, you can lease a new vehicle for less money than if you’d purchased it.
  • Uber currently claims that each driver takes home about $25 per hour, which means you can pay for gas, insurance, and your lease payment with only a week or less of driving. Using an inexpensive leased car will increase your profit margins, raise the number of clients you deal with, and provide you with a better fuel economy.
  • You can stick with Uber during the duration of your lease, then decide to stop working with the company once you’re done with the car. It provides an excellent and efficient way for you to make payments without feeling like you’re bound to a contract as other jobs tend to do.
  • Uber offers competitive rates to other rideshare companies, including Lyft. When they need to increase profits to meet the rise in demand, you’ll benefit by getting a raise for yourself. You’ll also have a chance to earn double pay or get tips from customers who know you’ve been working hard.

Cons of Uber with a Leased Car

  • Many 3rd-party warranties are void if you use a rideshare company such as Uber or Lyft because they know that you’ll be driving more often and with people who aren’t on the policy. Before you start using the service, make sure you run it by your warranty company to get verification.
  • If you lease a car specifically to use for Uber as a side-income, it’s unlikely that it’ll be worth the hassle. Not only will you have monthly payments, but you’ll also have to deal with insurance, gas, and warranty policy payments. All of this doesn’t even cover your main vehicle, nor your other bills.
  • Many leased cars come with terms of the agreement, which include a max mileage that you aren’t allowed to exceed. If your leased vehicle is capped at 12,000, you can’t exceed that mileage. This limitation prevents you from making enough money from Uber to make it worth the investment.
  • Oil changes, brake pad replacements, and tire rotations are only a few of the numerous repairs that you’ll have to deal with. Using Uber means that you’ll have to replace and repair parts on your car much faster than if you drove regularly. Make sure that you add these payments to your budget.
  • If you exceed the mileage agreement on your lease while driving for Uber, you’ll have to pay very high rates. These exponential costs will likely wipe out the savings you’ve earned from Uber, making your leased vehicle cost much more than you thought it would.


Uber is an excellent way to get a little bit of money on the side, but you can’t use it full-time with a leased car. You’ll end up exceeding the mileage agreement, costing you loads of money. Remember that you have to factor in repairs, gas, insurance, and other payments into your budget prior to thinking about a profit.

Here’s a quick breakdown of what this post should’ve taught you:

  • You can use Uber to pay for your leased car payment.
  • Your warranty may be interrupted if you use a 3rd-party company.
  • If you live in a small town, you might not make enough money to make it worth it.
  • Large cities and thriving areas are great for making bonus payments and tips.




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